Property Owners' Liability Insurance Fareham, Hampshire

Liability Insurance For Property Owners

As with much of the insurance cover we place for our clients, the property owners' market is one that requires expert knowledge and experience to ensure the correct coverage is provided.

What is Property Owners Liability Insurance?

If someone is injured, or their property is damaged on your property, you may be liable to pay compensation if they claim. Property owners' liability insurance will cover you to defend yourself or pay any compensation that you may have to pay. Personal injury where you are at fault could cost you thousands.

Examples of When You Need Property Owner's Liability Insurance:

• Property owner has not fixed or repaired a handrail up the stairs. A tenant, visitor, or member of the public has now fallen down the stairs injuring themselves because the handrail is broken and has not supported them. They will sue the property owner for injury.
• A roof tile is loose and has been reported. During a windy day, the roof tile falls and lands on a vehicle or person, the property owner will be liable to pay for damage or injury.
• A gas explosion causes personal injury to a tenant or visitor, and potentially the tenants property. All affected personnel can sue the property owner for damages.